If more children were educated on savings, a host of ills from credit problems to bankruptcy to divorce would be avoided." -M. Boyack

Fun and practical, author Merrilee Boycak will have readers laughing out loud as well as feeling grateful for her parenting advice. She s a mom who s spent the last 22 years in the real-life work of parenting. "I have four sons, 13, 15, 17, and 22. You know what that means," she writes. "I m an absolute expert in raising children 23 and older." Merrilee offers the "LDS parenting owner s manual they forgot to give you" for training kids - from toddlers to teens - to be independent. It includes ideas for how to teach kids about money, investing, debt, and the importance of earning their own money; how to teach children to serve; how to help children with emotional and spiritual development; and much more.